Gainesville Florida Realty

Gainesville Florida Realty - Coldwell Banker M.M. Parrish Realtors.

I am a Broker Associate for the Gainesville Florida Realty company of Coldwell Banker M.M. Parrish Realtors. There are many reputable real estate companies in the Gainesville, Florida area. However, of all the Gainesville Florida Realty Companies I chose Coldwell Banker because of certain products and services' the Company offers to my prospective buyers.

Some of these programs that I feel are important are:

1. Mortgage Payment Protection Coverage- through the Coldwell Banker Business Advantage Program, sellers can now offer a mortgage payment protection plan to home buyers. This program features Job Loss Protection, Accidental Disability Protection. If a seller agrees to purchase the program, then they can include this program as an additional feature on their home listing. The program provides a qualified home buyer with a monthly benefit of up to $1500 for 6 months in the event the buyer becomes unemployed. The plan also includes a lump- sum payment for Accidental Death of $10,000. The additional program benefits include peace of mind protection from job loss, no sign up fees and no premium payment until the home is sold, easy internet enrollment and the cash benefits are paid directly to the home buyer.

2. The Coldwell Banker Mortgage Special Financing Program- in this turbulent realty market it is necessary to offer incentives to both buyers and sellers to be able to bring about the closure of the home. The Mortgage Special Financing Program offers mortgage payment reductions for the buyer and allows for the seller to get their asking price. It is a win-win for all properties without putting any of the parties in jeopardy.


3. The Coldwell Banker Personal Retriever- you can go onto the Coldwell Banker website and set up your personal account. The Personal Retriever will notify you whenever any new properties that match your search go on the market. Additionally, it tracks your favorite home selections notifying you of any actions such as price reductions. You will receive free email updates as requested. You can also be notified about open house events if you choose. You are no obligation and can cancel the notifications whenever you want.

4. The Coldwell Banker Mortgage Loan Status Program- when purchasing a house, one of the areas where problems usually occur is with the loan.  Documents are needed or miscommunications occur between the lender and the home buyer.  Confusion can happen regarding closing costs required, closing timeline, or the closing agents information needed. These are just a few examples of what can occur. As if you didn't have enough on your mind with moving into your new home. The Coldwell Banker Mortgage Loan Status Program handles these issues. The Program:

• a.     Allows the homebuyer to keep track of the progress of the loan online on a 24 hour 7 day a week basis.
• b.     Homebuyers can view and print their pre-approval letter to submit with their home buyer offer.
• c.      Homebuyers can view their good faith estimate for their required closing costs
• d.     Allows the homebuyer to keep on a smooth track to closing by informing the parties who is responsible for the necessary documents and what is still open up until the closing date
• e.     Finally, the Program confirms the settlement date, closing agent's information, and closing timeline. A mortgage glossary and FAQs are provided for homebuyer's inquires.
• With these tools the new homebuyer can relax knowing that they have done the best job of finding their new home in Gainesville, Florida.